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Short-Term Health Insurance

Short-Term Health Insurance

 

Short-Term Health Insurance

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–> Short-Term Health Insurance is the affordable solution right for you. It pays benefits like a major medical insurance plan, but for a pre-determined length of time, and pays benefits up to a $750,000 per Covered Person per Coverage Period. You can select from a wide range of deductible and coinsurance options to tailor a plan to fit your lifestyle needs and budget!

This type of plan is NOT considered “minimum essential coverage” under the Affordable Care Act and therefore you may be subject to a tax penalty.
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Download Brochure
Download Brochure
Download Brochure

Sage Short-Term Medical is
ideal for those who are:

  • Between jobs or laid off
  • Waiting for employer benefits
  • Part-time or temporary employees
  • Recently graduated
  • Without adequate health insurance
Short Term Health Insurance, Exclusive features include:
  • Short-term Health Insurance pays covered expenses up to the $750,000 per Covered Person per Coverage Period
  • Choice of Coverage Periods – up to 6 months or up to 364 days (Coverage periods of greater than 6 months are not available in all states)
  • Doctor’s Office or Urgent Care Facility have a $50 co-payment per visit for the first 4 visits; not subject to deductible.
  • Choice of deductibles – $250, $500, $1,000, $2,500, $5,000 or $7,500
  • Coinsurance options – 80% or 50% up to $5,000, and 100% thereafter up to the Maximum Limit Per Coverage Period*
  • Freedom to choose any doctor or hospital
  • Child Only Coverage available – the minimum age is two years old
  • Med-Sense Guaranteed Association membership is required in most states. as well as many lifestyle discounts for various services and purchases
  • Choose to pay plan costs by MasterCard, Visa or Automatic bank draft.

* Subject to the Usual, Reasonable, and Customary Limits.

NOTE: NO CONTINUOUS COVERAGE. This short-term medical has no continuous coverage and is not renewable.
Although this short-term plan may be rewritten for new and completely separate Coverage Periods (as long as you meet the eligibility criteria described in the application), coverage does not continue from one policy/certificate of insurance to another. This means that a new application must be submitted, a new effective date is given, a new pre-existing condition exclusion period begins and a new deductible and out-of-pocket expense must be met. Any medical condition which may have occurred and/or existed under a prior policy/certificate will be treated as a pre-existing condition under the new certificate. Many states have specific rules on the number of times a short-term medical plan can be rewritten.
Underwritten by: